Guide

Card payments for shops and boutiques

Clothing shops, gift shops, homeware stores and independent high-street retailers all live on basket size, footfall and margin. Your payment setup should protect all three.

Counter and roaming sales

A dependable countertop terminal handles the till, while a portable device lets you take payment on the shop floor, at a fitting area or on a pop-up stand and market stall.

Higher-value baskets

Percentage-based fees hurt most on bigger tickets. We compare how each provider prices larger transactions, premium and commercial cards, so a good sale is not quietly eroded.

Refunds, exchanges and seasonality

Retail has returns and seasonal peaks. We check refund handling, chargeback support and whether pricing stays sensible when your December volume is four times your February.

Compare your current setup

We compare multiple providers, not one. Request a free comparison and we will only recommend a change if it saves you money.

Just starting out?

If you're opening a shop or moving from cash only, you don't need a payment history to work with us. We'll compare providers on how you plan to trade, recommend the right terminal and set you up on a competitive rate from day one — see card payments for new businesses.