Clover · Provider partner
Clover combines payment terminals with tools that can help businesses manage sales and day-to-day operations. Its range includes compact portable devices, countertop systems and more comprehensive checkout solutions, allowing businesses to choose a setup that matches the way they serve customers.
Overview
Clover's difference is the ecosystem: hardware and software designed to work together, with business apps available on top. A Clover device can be a simple way to take payments, or the centre of how you run your checkout.
Not every device carries every feature. A pocket device is built for straightforward payments, while the Mini and Station Duo bring more of the point-of-sale (POS) toolkit — product lists, staff functions and reporting.
Compared with standalone-terminal providers, Clover is aimed at businesses that will actually use those operational tools. If you only need to take a card, paying for POS features you won't use may not make sense.
At a glance
This is the decision that shapes your Clover setup. A terminal takes the card. A POS helps run the sale, the stock and the team behind it.
Product range
What each product does, who it suits and what to check. Prices are quoted individually through your comparison.
Pocket payment device
Clover's lightest device, built for straightforward payment acceptance on the move.
Portable smart terminal
A portable device for tableside, in-store and mobile use, with more POS capability than a basic reader.
Compact countertop system
A countertop device that combines payment acceptance with built-in business tools.
Full checkout system
Clover's more comprehensive checkout, for businesses that want a dedicated till setup.
| Product | Type | Suits | Check before signing |
|---|---|---|---|
| Clover Flex Pocket | Pocket payment device | Mobile businesses and staff who just need to take payments. | Fewer POS functions than larger Clover devices. |
| Clover Flex | Portable smart terminal | Restaurants, cafés and shops taking payments away from the counter. | Check which software plan unlocks the features you need. |
| Clover Mini | Compact countertop system | Smaller shops and cafés with one main till point. | Consider whether you'll also need a portable device. |
| Clover Station Duo | Full checkout system | Retailers and hospitality venues with higher volumes and more staff. | The biggest setup — check software charges and the cost of additional devices. |
Ways to take payment
Not every channel comes with every package. Here's what's included, what's a separate product and what depends on your plan.
In-person card payments
IncludedChip & PIN, contactless and mobile wallets across the range.
POS features (products, staff, reporting)
Depends on planDepends on the device and the software plan selected.
Online payments
Separate productClover offers online payment products separately.
Payment gateway integration
Separate productAvailable through Clover's gateway integration options; compatibility should be confirmed.
Business apps
Separate productSome apps carry their own charges.
The full cost
Clover offers transaction pricing tailored to the merchant's requirements. With Clover, the full picture includes hardware, software plans and any apps alongside processing — so compare the whole package, not just the headline rate.
Preferential pricing
We work with established payment providers to help businesses explore competitive, partner-negotiated rates that may not be available through standard public offers. We compare suitable options against your business needs, helping you understand the available terms before you decide whether to switch.
Eligibility depends on your business and the provider's terms. We can't guarantee a specific rate or that every quote will beat a direct offer.
Discover your available ratesFree, no-obligation comparison. Or try the savings calculator.
Access to funds
Card payments are authorised at the device, then settled to your nominated bank account. Settlement timing is set out in your agreement and can vary by arrangement.
Ask for the settlement terms in writing as part of your comparison, including any options for faster funding and whether they carry conditions.
Contracts
Beyond the payment
Track transactions and sales performance through Clover's reporting tools.
Product lists and stock management on POS-enabled devices and plans.
Staff logins and functions, depending on the plan.
Clover describes a dedicated Concierge service for account support, with phone support through the week. This is Clover's own support, separate from ours.
Suitability
Clover Mini or Station Duo bring product management into the checkout.
Clover Flex supports tableside payments, with the Mini or Station Duo at the counter.
Staff functions and reporting help you see who's selling what.
Payments and day-to-day tools in one ecosystem.
The Flex Pocket keeps things straightforward — and helps you avoid paying for unused POS features.
When an alternative may fit better: If you only need to take payments, a standalone terminal from myPOS or takepayments may be simpler. For a combined in-person and online setup, Worldpay and Elavon are worth comparing.
Questions
No. Features depend on the device and software plan. The Flex Pocket is payment-first; the Mini and Station Duo carry more POS functionality.
Clover offers online payment products and gateway integrations separately from its terminals. Compatibility with your website should be confirmed.
Clover provides its own support, including its Concierge service. We stay your point of contact for the comparison and onboarding.
We can explore partner-negotiated terms where available, subject to your business and eligibility. We can't guarantee a particular rate.
Our provider partners
Our role
Tell us a little about your business and current payment setup. We'll explore suitable options through our provider network and help you compare the available terms. Free, no-obligation comparison.
